One screen, every bank
Savings and credit in one glance. Balances stay in sync with every transaction you log.
Personal finance, simplified
Know your money. Log it in two taps.
Xyra is built for people who want clarity without spreadsheets — multiple banks, quick income and spending entry, and a dashboard that actually matches how you think about cash flow.
Your banksLive preview
- −🏦 HDFC Savings₹2,40,000+
- −💳 ICICI Credit−₹12,400+
Tap − for expense · Tap + for income — same as the real app
Why we built it
Stop fighting your finance app. Start with what you actually do every day.
Most tools bury “add transaction” three screens deep. Xyra puts banks front and center and makes logging feel as natural as sending a message — minimal chrome, maximum clarity.
For iPhone
Automatic expense logging
iPhone users: log spending without opening the app
After you sign up, copy your personal quick-log URL from Settings. Add it to Shortcuts as a “Get contents of URL” action — then trigger it from Automation(time of day, when you arrive or leave a place, tap an NFC sticker, Focus mode, and more). Each run can record bank, category, amount, and optional receiver — banks and categories are created for you if they don't exist yet.
- Works with Apple's built-in Shortcuts app — no extra software.
- Hands-free flows: end-of-day summary, commute triggers, or a home-screen widget tap.
- Same secure account — entries show up instantly in Banks and Analytics.
How it feels
Automation runs → “Logged ₹120 · Food · HDFC”
Shortcut asks amount → URL fills bank & category
NFC tap at desk → Saved to Xyra in one second
You build the Shortcut once; iOS runs it whenever you choose.
Everything you need, nothing you don't
Two taps to log money
Minus for spend, plus for income — like moving cash in the real world. No menus, no friction.
Categories that fit you
Food, rent, travel, bills to start — then add your own. Income and expense types stay separate.
See where it goes
Monthly in vs out, category breakdown, and history with filters by bank, date, and notes.
Up and running in minutes
- 01
Sign up
Email or Google. Default categories appear instantly.
- 02
Add accounts
Name each bank, set type and balance. Edit anytime.
- 03
Tap ± and go
Log expenses and income in seconds from the home screen.
- 04
Automate on iPhone
Copy your personal link from Settings, then build a Shortcut — run it from a widget, NFC, location, or time-based Automation.
Ready to see your money clearly?
Create an account with email or Google. Your categories are set up for you from day one.